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What You Need to Know about Covid-19

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Here is a short message from
Micah Rogers, President and Milo LeBaron, CEO
of LeBaron & Carroll Insurance. 

As a risk management organization, LeBaron & Carroll is deeply committed to the health and safety of our employees, clients, and communities. Like you, we are actively navigating this unprecedented situation as it develops. Our risk management team has been preparing for other types of natural disasters that would require our staff to work from home for a period of time. Although the Covid-19 was not even on our radar, our preparation and response has been planned and is now executed. 

We will continue to provide the same quality service while our teams work from home. If you experience delays in response to your service request, please communicate again and/or call your agent. 

Because schools are out and children are home, some of our teams members may have small” distractions and noise in the background when making and receiving calls.  Thank you for your understanding.

Milo LeBaron, CEO
Posted March 18, 2020



The 2019 novel Coronavirus ("COVID-19" or "Coronavirus") is a virus that is closely related to the SARS and MERS viruses that have caused outbreaks in the past. Symptoms of COVID-19 include fever, runny nose, cough and trouble breathing. Most people develop only mild symptoms. But some, usually people with other medical complications, develop more severe symptoms, including pneumonia, which can be fatal. The incubation period for COVID-19 varies between 2 and 14 days.



According to the CDC, the virus is thought to spread mainly from person to person, between people who are in close contact with one another (within about six feet), or through respiratory droplets produced when an infected person coughs or sneezes. These droplets can land in the mouths or noses of people who are nearby, or possibly be inhaled into the lungs.

It may also be possible for a person to contract COVID-19 by touching a surface or object that has been contaminated with the virus and then touching his or her own mouth, nose, or eyes, but this is not thought to be the main way the virus spreads.

People are thought to be most contagious when they are most symptomatic. Some spread might be possible before people show symptoms, and there have been reports of this occurring, but this is not thought to be the main way the virus spreads.



The spread of COVID-19 is being closely monitored by global, national and regional sources. Here are some of the most up-to-date organizations monitoring the pandemic in real-time.

       •  Center for Disease Control (CDC)

       •  World Health Organization (WHO)

       •  Department of Homeland Security

       •  State & Local Health Departments

       •  Johns Hopkins Interactive Map



Overwhelmed by how quickly things have escalated? Not sure where to start? You're not alone. Here are some checklists, self-assessments, and employer guides to help you prepare your business.

       •  Business Planning Checklist: Influenza Pandemic

       •  Pandemic Disease: Preparedness Checklist

       •  Interim Guidance for Employers



The COVID-19 pandemic is challenging employers to respond with policies, procedures, and trainings to promote the health and wellbeing of employees & their families. Here are some resources to help you along the way.

       •  Employee Benefits: IRS Allows HDHPs to Cover Coronavirus Costs

       •  OSHA: Guidance on Preparing Workplaces for COVID-19 - OSHA

       •  OSHA: Key OSHA Standards Related to COVID-19

       •  ADA Compliance: What Employers Should Know About Coronavirus

       •  HIPAA: Privacy Rules & The Coronavirus

       •  HR Resource: Sick with COVID-19 Fact Sheet

       •  HR Resource: 8 Answers To Your Coronavirus Questions (Poster)

       •  HR Resource: Stop The Spread of Germs (Poster)

       •  HR Resource: Coronavirus Quiz

       •  HR Resource: Coronavirus Quiz (Advanced)

       •  HR Resource: Pandemic Flu and the Fair Labor Standards Act

       •  HR Resource: Pandemic Flu and FMLA



Coronavirus has shown to impact children, adults, seniors, and high risk individuals differently. Here are some resources to help protect yourself and your loved ones.

       •  Have You Been Exposed to COVID-19? Next Steps for Personal Health

       •  Household Readiness Resources & Checklists

       •  Protect Yourself & Your Family

       •  Caring for the Elderly & High Risk Family Members

       •  Personal Travel FAQs


Buying insurance can be frustrating and time consuming. Our process provides a better experience with proven results.


Our focus is on delivering custom solutions to reduce insurance costs and improve loss prevention. Our team will help ease the stress and worry that comes with choosing the right insurance.


Every decision in our organization is driven by what makes our clients successful. Acting as an advisor, our priority is staying on the forefront of our client's needs to eliminate their risk.